John DeShaw

Welcome to our website! We have many written and video resources available for you. To help you navigate this site, please watch our welcome video.

Your resource for independent, unbiased education, comparison and selection.

You have important decisions to make when you become eligible for Medicare.  Yet, Medicare is a confusing subject for most people. We will help you understand your options and feel confident about choosing coverage based on your needs – when you first enroll and every year after that.

What We Do:

  • Our teams’ Medicare plan specialists are contracted with many of the largest and most popular providers in California and several other states. That allows us to find a plan that is a great fit for your needs.  
  • We offer both Medicare Advantage and Medicare Supplement Plan solutions.

Common Questions We Can Address:

  • When to enroll? How should I enroll?
  • What are Medicare Parts A, B, C and D?
  • What’s covered? What’s not? What’s the cost?
  • What is Medicare Advantage vs. Medicare Supplement?
  • What do I need to know before enrolling in a plan?
  • What if I am working past age 65?
  • What are the penalties for not enrolling on time?


As a brief overview, when you are eligible for Medicare, the first step is to enroll in Part A, for help with costs of hospital stays and Part B, which helps with medical expenses. Most people find this coverage alone leaves too much financial risk so the next step is to decide if you need additional coverage. The 2 ways to get that are either by Option 1, adding a Medicare Supplement Plan and/or a Part D prescription drug plan or Option 2, a Medicare Advantage Plan. Both of these options are offered by private companies. Both help with the costs of original Medicare alone but in very different ways. 

For an overview of how Medicare works please watch this video.

Medicare 2023

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.